Panda Loans Cookie Policy
This panda loans cookie policy explains what cookies pandaloanapp.com sets when you visit, why we use them, and how to control them through your browser. We use cookies for site functionality, analytics, and where appropriate, advertising attribution. You can opt out of non-essential cookies at any time.
What cookies pandaloanapp.com uses, why we use them, and how to control them.
Last updated: May 3, 2026
What are cookies
Cookies are small text files placed on your device when you visit a website. They allow the site to remember your actions and preferences across pages and across visits.
Categories we use
Essential cookies
Required for basic site function — page navigation, security, and load balancing. These cannot be disabled without affecting site usability.
Analytics cookies
Used to measure aggregate site traffic, content performance, and user-flow patterns. Data is aggregated and does not identify individual visitors.
Advertising cookies
Used to measure performance of advertising campaigns and to support contextual advertising on the site. We do not use cross-site behavioral retargeting.
How to manage cookies
Most browsers allow you to view, manage, and delete cookies from the browser settings. Disabling all cookies will reduce site functionality. You can also use:
- Browser-level "Do Not Track" signals (we honor these where technically possible)
- Industry opt-out pages such as the Digital Advertising Alliance (aboutads.info)
- Built-in privacy modes in your browser
Updates
This policy is updated as our cookie usage changes. The "Last updated" date reflects the most recent revision.
Specific cookies used on pandaloanapp.com
Essential cookies
| Cookie | Purpose | Lifespan |
|---|---|---|
| _session_id | Maintains your session as you navigate between pages | Session (deleted on browser close) |
| _csrf_token | Protects forms against cross-site request forgery attacks | Session |
| cookie_consent | Remembers your cookie consent preferences | 12 months |
Analytics cookies
| Cookie | Purpose | Lifespan |
|---|---|---|
| _ga | Distinguishes unique visitors for aggregate analytics | 2 years |
| _ga_[ID] | Persists session state for analytics | 2 years |
| _gid | Distinguishes unique visitors within a 24-hour window | 24 hours |
Advertising cookies (where applicable)
| Cookie | Purpose | Lifespan |
|---|---|---|
| _aff_session | Tracks affiliate-link click-through for revenue attribution | 30 days |
| _ad_attribution | Measures advertising campaign performance | 30 days |
Browser-level cookie controls
- Chrome: Settings → Privacy and Security → Cookies and other site data
- Firefox: Preferences → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions → Cookies and site data
Do Not Track signals
We honor browser-level "Do Not Track" signals where technically feasible. When DNT is active, we do not set non-essential analytics or advertising cookies. Essential cookies (session management, security) are still set as required for site functionality.
Industry opt-out resources
- Digital Advertising Alliance (DAA): aboutads.info — opt out of behavioral advertising from member companies
- Network Advertising Initiative (NAI): networkadvertising.org — similar coverage of NAI member companies
- European Interactive Digital Advertising Alliance (EDAA): youronlinechoices.com — for EU residents
Mobile device identifier controls
- iOS: Settings → Privacy & Security → Tracking → toggle "Allow Apps to Request to Track" off
- Android: Settings → Privacy → Ads → "Reset advertising ID" or "Opt out of Ads Personalization"
How long cookies remain after you stop visiting
If you visit pandaloanapp.com once and never return, the cookies set during that visit will eventually expire on their own according to the lifespans listed above. Session cookies disappear when you close your browser. Persistent cookies expire on their stated dates regardless of visit history.
If you want to remove cookies immediately rather than waiting for natural expiration, use your browser's "Clear cookies and site data" option. This affects only your current device and browser — cookies stored on other devices or browsers must be cleared separately.
Updates to our cookie usage
If we add new cookies, change cookie lifespans materially, or modify our cookie-based data practices, we update this policy and surface a notice on the site. The "Last updated" date at the top of this policy reflects when the most recent material change occurred.
Questions about cookies on our site
If you have questions about specific cookies, want clarification on how a particular cookie is used, or believe a cookie is being set without proper consent, please email [email protected]. We respond to cookie-specific privacy questions within 5 business days.